Author: Sethu
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India’s Gold Monetisation Scheme Is Getting a Major Revamp — Here’s What It Means for Your Idle Gold
With gold imports hitting a record $71.98 billion in FY26 and PM Modi personally urging citizens to stop buying gold, the pressure to unlock India’s estimated 20,000+ tonnes of household gold has never been greater. A sweeping overhaul of the Gold Monetisation Scheme is now being actively shaped — here is exactly what is changing,…
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Modi’s 7 Appeals: What They Mean for Your Money Right Now
The Prime Minister has asked every Indian to change how they spend. Here’s a plain-English breakdown — and what smart investors should do next.
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50/30/20 Rule: Does It Actually Work in India?
The 50/30/20 rule is popular — but does it work on an Indian salary? We break it down with real ₹ numbers and share a better version for India.
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Sole Proprietorship vs OPC vs Private Limited: Which Is Right for Your First Business in India?
You have a business idea. Maybe you have been freelancing on the side and want to make it official. Maybe you are a salaried professional launching a service on weekends. Or maybe you are a first-time entrepreneur who has finally decided to stop waiting and start building. The first question almost everyone asks at this…
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Business vs Job in India – An honest financial comparison for someone earning ₹10–30 LPA
You’re earning ₹10–30 LPA at your job. Life is stable — EMIs are paid, the fridge is full, and you have health insurance. But somewhere in your head, a question doesn’t go away: “Should I quit and start my own business?” It’s one of the most common — and most emotionally loaded — financial decisions…
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How to Start a Business in India: The Complete 2026 Guide
Learn how to start a business in India in 2026 with step-by-step guidance on registration, GST, funding, licenses, and growth.
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How Crude Oil Shakes the Economy and Stock Market — And Why the US-Iran War Makes It Worse
Oil prices have surged over 50% since the US and Israel launched strikes on Iran on February 28, 2026. Brent crude crossed $119 a barrel — the first time above $100 since Russia’s invasion of Ukraine in 2022. Here’s what that means for your wallet, your country, and the stock market. Simple Summary — What…
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What Options Does India Have If the Oil Crisis Deepens?
If the Iran conflict escalates and oil flows are disrupted, India has several strategic, diplomatic, and market options — including reserve drawdowns, supplier diversification, alternative import routes, and long-term energy policy changes — to manage supply and reduce the impact on prices and inflation. India has built emergency buffers to help it through sudden supply…
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Will India Run Out of Oil If Iran War Escalates? Reserves Explained
India currently has enough oil in reserves to handle a short-term disruption, even if the Iran conflict escalates. India has roughly 74–75 days of crude cover when combining strategic petroleum reserves and commercial stocks. However, since nearly 50% of India’s crude imports pass through the Strait of Hormuz, a prolonged closure would raise fuel prices…
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IDFC First Bank ₹590 Crore Fraud: What Happened, Who Was Arrested & Is the Bank Safe?
The ₹590 crore fraud at IDFC First Bank refers to unauthorized transactions involving Haryana government-linked accounts at the bank’s Chandigarh branch in February 2026. Some bank officials and external parties allegedly moved funds without proper approval. Authorities arrested key suspects, and around ₹556 crore has reportedly been recovered so far. If you are searching for…
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